Real estate appraisal services for homeowners in the city of Loveland and Larimer County
The top 7 reasons why Colorado homeowners call on Accurate Appraisal and Review Service, Inc.:
We at Accurate Appraisal and Review Service, Inc. understand the individual needs of a consumer looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and accountants. Being a homeowner that most likely doesn't see an appraisal every day, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.
Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your own home because you probably have an emotional attachment to it. Our professional appraisers at Accurate Appraisal and Review Service, Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It's something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value conclusion than yours.
Challenging property tax assessmentsIf you live in a local area that is declining or not appreciating as much as other homes nearby, your local tax assessor may have your house overvalued. That means you are probably paying more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Accurate Appraisal and Review Service, Inc. is your chief weapon when contesting your property tax assessment.
Need to remove PMI?Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. We are experts in helping homeowners just like you rid yourselves of unnecessary PMI insurance.
Was your HELOC recently frozen?If your home is in or near a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be difficult and inconvenient from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Accurate Appraisal and Review Service, Inc. can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?Have you just been handed a copy of your appraisal and you would prefer to have a veteran appraiser double-check it for efficiency or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? Accurate Appraisal and Review Service, Inc. offers field reviews where we'll go out and check the subject and comps in question. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can help with that too. While usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your house.