Accurate Appraisal and Review Service, Inc. in Loveland perform appraisals for a variety of reasonsTo many, an appraisal is simply one more thing on the break-sheet for a home purchase or refinance. Nearly all lenders still call in a local expert because the stakes are very high, even though there are a budding number of automated home valuation processes that may appear to be more cost-effective than an appraisal. But is obtaining a mortgage the only reason to get an appraisal? Are there other instances when the services of a certified, independent real estate professional might be beneficial? Of course.
Dispute your tax assessment in Larimer CountyIf you live in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from Accurate Appraisal and Review Service, Inc. is your best evidence. We're equipped to assist you in disputing your tax assessment.
Let Accurate Appraisal and Review Service, Inc. help you do away with PMI to lower your mortgage paymentWhen the amount being loaned to the buyer is more than 80% of the actual value of the property, nearly all lenders ask homebuyers to take out an extra insurance plan. That policy is Private Mortgage Insurance, or PMI. This added payment is often folded into the monthly mortgage payment and is soon forgotten. PMI is unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - dips below the 80% mark, making this very unfavorable. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to dismiss the PMI payments when the loan-to-value ratio conditions have been met.
Accurate Appraisal and Review Service, Inc. can produce a statement regarding the value of your home, and the expense of the home valuation can often be offset in just a few months because you'll no longer be paying the PMI.
Divorce settlement with less stressA divorce can be a particularly traumatic event for both parties, and it is often even more complicated by the challenging decision of who keeps the house. It's a good idea to order an appraisal from Accurate Appraisal and Review Service, Inc. so both parties are completely aware of the true market value of their house, regardless of the situation.
The parties will have a clearer picture of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.
Settling an estate with peace of mindLosing a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. We ensure the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Unlike many wealthy individuals, most Americans don't have dedicated estate planners or executors to manage these issues. And since a home or other property often makes up an unequal share of the total estate value, understanding the correct value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten a fair deal.
Let Accurate Appraisal and Review Service, Inc. help you with relocating to or from Larimer CountyMoving due to a job change can be a real pain, and we understand. We take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive attributes of their property, along with information about any new sales or listings in their area that they want considered during our thorough process.
Let Accurate Appraisal and Review Service, Inc. help you sell your home quickly at the right priceA professional appraisal can help you make a more informed decision when determining your asking price, whether you choose to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees depend on our efforts to perform the appraisal report and not a percentage of the sales price.
We examine the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long houses stay on the market. So, obtaining a professional appraisal is a reliable way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.